Most merchants will allow you to receive a refund back only to the credit card you made the original purchase with. PayPal — an online payment service that lets you send or receive payments — says refunds to a credit card can take up to 30 days, depending on the credit card company involved.
Use PayPal Credit's digital, reusable credit line to shop online anywhere PayPal is accepted, and get 6 months special financing on purchases of $99+ every time you shop. LaToya Irby is a credit expert and has been covering credit and debt management for The Balance for more than a decade. Even though credit card refunds can take longer than if you paid cash or debit, it's generally a good idea to pay for big-ticket items with a credit card. You are covered for the whole amount. Should you have a credit balance -- meaning the issuer owes you money instead of the other way around -- you can request a refund. You may have to make a credit card payment while you’re waiting for a refund to be processed.

Mailing back an item to the retailer will naturally delay the process by the amount of time it takes for the package to arrive. His experience is relevant to both business and personal finance topics.How Retail Credit Cards Are Different From Regular Credit CardsLearn How to Remove Yourself as an Authorized User on a Credit CardHere's a Sample Letter for Disputing Credit Card Billing ErrorsWhat Happens to My Store Credit Card When the Store Closes?Find out How Long It Takes to Get Approved for a Credit CardRemove an Authorized User From Your Credit Card With This Simple StepRakuten Cash Back Visa Signature Credit Card Review8 Surprising Things You Can't Buy With Your Credit CardMy Best Buy Visa Card Review: Only For Real Techies Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. Learn more in If you funded the original paypal payment to the seller with a debit or credit card then it won't go back to your paypal balance.If you funded the original paypal payment to the seller with a debit or credit card then it won't go back to your paypal balance. At some point, everyone has purchased something they needed to return for a credit card refund: Maybe the sneakers didn't fit or you decided the dress wasn't your sister's style after all. Subject to credit … Any interest charged on the original purchase amount won’t be subtracted from your account when the refund is processed. By browsing this website, you consent to the use of cookies. If for whatever reason you don’t have the credit card available, you may be able to get a gift card or a store credit in the amount of the purchase.A retailer will almost certainly refuse to give you cash for a returned item you bought with a credit card.
Chargeback is when your card provider asks the seller's bank to refund the money to your account. Eric Estevez is financial professional for a large multinational corporation. Once marked as completed it will automatically go back to your bank account or credit card but takes up to a week to process through to the bank and a bit longer for a c.c (paypal say allow 30 days but I have never waited longer than a week for mine). If the refund comes through soon after you cancel a credit card account, the issuer may accept the refund and either apply it to any outstanding balance or place it as a credit on your account.

If you funded the original paypal payment to the seller with a debit or credit card then it won't go back to your paypal balance. ©1999-2020 PayPal, Inc. All rights reserved. Whenever the refund is processed, it will show as a credit—a negative amount—in your account. @Jrod10 .


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